Generali delivers solid results as life business improves

Kirsten Hastings

Italian insurer Generali Group described its 2016 results as “excellent”, benefitting from “very strong net inflows” in its Life segment, an earlier cost cutting exercise, and a change in the product mix of its domestic business.

The group achieved its highest ever full-year operating profit of €4.83bn and announced plans to raise dividends and push forward additional cost cuts. The company stressed that there was no threat of a takeover from abroad or in Italy.

Life

Total gross written premiums fell by 3.9% to €70.5bn (£61.4bn, €47.9bn), weighed down by a 6.3% decrease in the Life segment that was partially offset by a 2.1% increase in Property and Casualty (P&C).

Life net inflows passed €12bn, a decrease of 18.5%, but still above the five-year average. The insurer attributed the drop to the record level of inflows the previous year.

Despite the declines, group chief executive Philippe Donnet remained upbeat: “In Life, the net inflows are very strong, with high margins thanks to a successful focus on the business mix.”

New business value (NBV) in the life segment was up 14.6%, with a new business margin (NBM) of 25.9%.

Operating result

Generali reported the Life segment’s operating result rose by 5.5% to €3.1bn despite recording a 35.7% decline in Asia and 5.2% drop across the Americas.

The declines were offset by strong growth across EMEA and Central & Eastern Europe (CEE).

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This article was originally published under International Adviser.

 

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